LIFT Mini Business Loan | Podgorička banka
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Naslovnica > Small and medium enterprises > Credits > LIFT Mini Business Loan
LIFT Mini biznis kredit SGM
LIFT Mini Business Loan

Being aware of the needs and business dynamics of small and medium enterprises, Podgorička banka offers LIFT loans under affordable terms and conditions, adjusted to SME business cycle, which you and your business partners may find very attractive.

For whom is it intended?

LIFT Express Business Loan is intended for small and medium enterprises with annual turnover from EUR 50,000 to 1.5 million.


  • Favourable repayment terms up to 24 months for working capital and up to 60 months for fixed assets
  • Grace period up to 3 months

Loan security

  • Bills of exchange of the company and the owner and bill authorisations
  • Collection orders

Other types of security

  • Guarantors – natural and legal persons
  • Mortgage
  • Pledge

Required documentation 

  • Loan application 
  • Balance sheet as of 31/12 for the last two years
  • Income statement as of 31/12 for the last two years
  • Interim balance sheet for the current year
  • Analytical cards of buyers and suppliers for the previous year
  • Statement of indebtedness from other financial institutions
  • Statement of credit obligations paid to other banks
  • Supplier's offer – proforma invoice (for investment credit)
  • Proof of title over the proposed collateral

If you are opening an account, you also need to submit:

*Upon the request of personal banker, additional documentation may be needed


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Currency exchange list

  • val. unit. Srednji change
  • CHF 1 1.0784
  • GBP 1 0.9001
  • USD 1 1.1726
  • rate 6m. 3m.
  • EURIBOR -0.41 -0.46