Visa Bussines | Podgorička banka
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Visa Bussines Societe General Montenegro
Visa Bussines

By using Visa Business cards you keep your professional costs under control in a very simple way. You make your business carelessly by withdrawing cash on ATMs in the country and abroad and by paying at any place with VISA logo.  

Basic information

Visa Business is a credit card intended for legal persons, clients of Podgorička banka. The card can be used for non-cash payments in the country and abroad up to the approved limit, with the possibility to pay the obligations which occurred in the current month by 15th of the following month. The funds are available to the client at all times in the amount of daily limit, in accordance with general terms and conditions for using the card.


You can use your VISA Business card to:

  • pay for the products and services at all locations with VISA label in the country and abroad
  • withdraw cash on ATMs
  • check the account balance on ATMs of Podgorička banka
  • shop online
  • Podgorička banka enabled that the payment of due receivables is done automatically by the activation of standing order which will be used to debit the account of legal person in the amount of monthly receivables. 

If you would like to have this card you may find the form here.

Podgorička banka has provided to its customers, cardholders of MasterCard and VISA, even greater security in transactions on the Internet through a new system of data verification "3D Secure".

The advantages of this system are safe transfer of payment information when performing online purchases, with the participation of the buyer in the transaction payment, as well as control of unauthorized use of the card. More

For easier memory, you can change fast and simply the PIN of your card on our ATMs. Choose the number combination that suits you best and follow the instructions for PIN change of ATM screen. This service will cost you only 1 Euro. 


  • bill of exchange and authorization bill
  • collection order

Issuing of additional card

The authorized person of the company receives the basic Visa Business card which may be accompanied by additional cards. Additional cards are issued at the request of the basic card user in favor of other users, whereas all debits are linked to the company’s account.


If you want to know the price terms of products and services, see the tariff.


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Currency exchange list

  • val. unit. Srednji change
  • CHF 1 1.0776
  • GBP 1 0.9132
  • USD 1 1.1833
  • rate 6m. 3m.
  • EURIBOR -0.46 -0.5